Business Funding Solutions
Funding for Cannabis-Adjacent & High-Risk Businesses
Access to capital is especially challenging for cannabis and cannabis-adjacent companies due to federal restrictions, heightened compliance requirements, and many mainstream lenders avoiding the industry altogether. Canna Merchant Accounts, a division of Green Financial, helps high-risk and ancillary businesses find flexible funding solutions tailored to their risk profile, stage of growth, and cash-flow needs.
Equipment Financing
Equipment financing lets you purchase or upgrade equipment by using the equipment itself as collateral, often making approval easier for high-risk and cannabis-adjacent operators. It can cover items like manufacturing equipment, vehicles, packaging lines, technology, or facility upgrades, helping you preserve cash by spreading costs over time.
Unsecured Line of Credit
An unsecured line of credit gives you flexible, revolving access to capital without pledging specific collateral, usually based on your revenue, time in business, and credit profile. You can draw funds as needed for inventory, marketing, payroll, or surprises and only pay interest on what you use, making it a practical way for cannabis-adjacent and other high-risk businesses to smooth cash-flow gaps and reduce reliance on expensive cash-advance products.
Merchant Cash Advance
A merchant cash advance (MCA) gives your business a lump sum today in exchange for a fixed percentage of future card sales or bank deposits, usually collected daily or weekly. Because approval is driven by revenue rather than traditional collateral, MCAs are often accessible for high-risk and cannabis‑adjacent businesses but typically come with higher effective costs and can strain cash flow, so they work best as short-term working capital with a defined repayment plan.
Asset Based Lending
Asset-based lending is secured by the value of a business’s assets, such as inventory, equipment, or accounts receivable, with the assets serving as collateral. This approach can open up larger credit facilities for growing operators whose balance sheets have valuable assets but who may not meet traditional lending criteria due to industry risk. For cannabis-adjacent and other high-risk companies, asset-based structures can help unlock capital while giving lenders comfort through clearly defined collateral and monitoring.
Invoice Financing
Invoice financing allows your business to borrow against outstanding invoices, turning unpaid receivables into immediate working capital rather than waiting 30–90 days for clients to pay. This can be especially valuable for B2B cannabis-adjacent companies that sell to dispensaries, brands, or larger enterprises with long payment cycles. Instead of taking on long-term debt, you receive an advance on a portion of the invoice value and then repay the financing when your customer pays, helping stabilize cash flow without diluting ownership.
Our Services
Equipment Financing
Finance equipment purchases using the equipment itself as collateral. Accessible for high-risk operators with flexible terms and repayment options.
Unsecured Line of Credit
Revolving credit without collateral based on your business performance. Only pay interest on what you use, with flexible draw and repayment terms.
Business Line of Credit
Flexible revolving credit to support growth projects, seasonal swings, or unexpected opportunities. Draw, repay, and reuse as needed with lender-friendly terms.
Invoice Financing
Turn unpaid invoices into immediate cash. Perfect for B2B companies with long payment cycles. Get advances on your receivables without taking on long-term debt.
Merchant Cash Advance
Fast capital based on future card sales or deposits. Accessible approval process for high-risk businesses. Best for short-term working capital needs.
Asset Based Lending
Secure larger facilities using your inventory, equipment, or receivables as collateral. Unlock capital from your balance sheet assets while maintaining operations.